The insurance market is a crowded field, and it can be hard to figure out which carrier works for you. When it comes to a choice for your truck insurer, this list can help you weed out second rate service and snag a broker worth your time and money.
Truck insurance is a complex and costly purchase. You can’t just trust anyone with your coverage. Professionalism in a carrier means knowledgeable agents, timely communications, transparent billing, and an excellent reputation. Look for a company that has been in the business for years and employs agents that have experience in the industry.
Any agent can read off a manual or form concerning your coverage. You want a team that knows the industry inside and out, carrying coverage for the most unique risks and liabilities. You want agents that understand the challenges your face with government compliance, cargo liability, and personal safety.
An agency that is slow to process claims or makes the entire process a nightmare isn’t dedicated to serving their clients. Check on the types of policies your agency is able to underwrite and which companies they use. Are their partner providers financially stable? You want a company that offers prompt, courteous service that is dedicated to processing your claim or answering your questions.
Don’t waste your hard-earned money on an insurance imposter. Thoroughly vet your insurance provider in these three areas to make sure you making a good investment.