Month: January 2021

Barnacles From a Boat

Is There an Easy Way To Remove Barnacles From a Boat?

Barnacles are living marine creatures, crustaceans closely related to shrimp, crabs, and lobsters. They are fascinating animals that eat with specialized appendages and secrete a sticky substance that quickly hardens into cement. This stuff is a powerful adhesive, with a strength of between 22 and 60 pounds per square inch. It’s the strongest natural glue ….  Read More

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Ex Mod Insurance

What Is Ex Mod Insurance?

Insurance agencies use many methods to assess the risks associated with your business. An experience modification calculation compares your workers’ compensation claims or losses with other companies in your industry. Agents then apply the resulting percentage to determine the monthly premium for your ex mod insurance. How Does an Ex Mod Work? This way of determining ….  Read More

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Builders Risk Insurance

How Builders Risk Insurance Protects Your Business

While there’s an inherent risk in the operations of every business, the construction business is one that is full of risks that must be adequately addressed in your insurance plan. Work zones are often full of hazards that pose risks to workers and site visitors. Workers’ compensation and general liability coverages address injuries and damages ….  Read More

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Captive Insurance Program

The Advantages of an Agency Captive Insurance Program

The standard approach to insurance is not right for all businesses. Every organization faces unique risks that must be addressed through your plan. What’s more, your financial situation is going to be unique to the ebb and flow of your industry. This means you need to look at alternatives that can offer you the chance ….  Read More

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Commercial Crime Insurance

Why Commercial Crime Insurance Matters

Business owners spend a lot of time thinking about how to protect their assets. While a good portion of planning revolves around external theft, there are countless scenarios where the culprits are people closely associated with the company. When members of your team are stealing from you, for example, it can lead to a disastrous ….  Read More

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