Builders Risk Insurance

What Is Homeowners’ Builders Risk Insurance?

As someone who works in the construction industry, you’re probably aware of the different insurance policies that you have to have for protection. There are two main policies that you need when working in the construction industry. These two policies include builders risk and general liability. If you are a homeowner who is building your ….  Read More

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Construction Hazards

Preventing Construction Hazards on Jobsites

Even when construction Jobsites have very well-trained and highly experienced crew members working, they will always contend with some risk of an accident. Project managers, foreman, and individual workers need to take active members to prevent accidents. Compliance With Regulations Every facet of how a project is carried out must comply with all applicable local ….  Read More

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Self-Insured Retention, or SIR

How Self-Insuring Your Workers’ Compensation Helps Your Business

In the modern business world, benefits are everything. Since health insurance is predominantly offered through jobs in nations like America, it falls on the employer to provide the best possible options to employees. Of course, it can also be financially taxing. To see success, you need to consider your options and determine how to provide ….  Read More

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Shipping

How the Shipping Industry Aims to Reduce Emissions

Recent years have seen consumers place a lot of pressure on businesses in regard to environmental responsibility. Since large corporations are predominantly responsible for the destruction and corruption of resources, it makes sense that these organizations would take action before further financial and legal complications arise. The shipping industry is one that is aiming to ….  Read More

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Replacement Cost Coverage

Adding Replacement Cost Coverage To Your Home Insurance

Most home insurance policies are built around a value limit, one that is meant to reflect the cost of the property and belongings within it. Much of the time, that estimate is a “best guess” between the owner and insurer, covering both the purchase price and the estimated value of belongings inside. That’s frequently an ….  Read More

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occupational accident coverage

Protecting Contract Employees With Occupational Accident Coverage

Every industry comes with specific risks for workers and employers alike. Unfortunately, it is not always possible to eliminate some of these threats. No matter how much work you put into safety protocols and insurance coverage, accidents can and will happen. What matters is how you respond to the situation. Having appropriate insurance coverage for ….  Read More

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Alternative Insurance

Alternative Coverage Opportunities

Purchasing an insurance plan is a way to protect your company from the risks and exposures your operations present. Plans are often able to provide financial resources that address claims or lawsuits against a company whether they concern employee injury, vehicle accidents, equipment malfunction, or contract errors. However, there are some companies that may not ….  Read More

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SB One Insurance

Is a Stand-Alone Course of Construction Policy Worth the Investment?

The course of Construction policies are designed to protect a construction project above and beyond the coverage of general liability insurance. Two options exist for COC insurance. The choice between a COC extension to general liability insurance or a stand-alone policy has implications for the risks to a contractor during the course of construction. Benefits ….  Read More

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Library Risk Management

Keeping Your Library Safe From Risks

All types of libraries are prone to risks. From the electrical faults to natural calamities, anything can happen and interfere with normal library operations. For this reason, libraries should have a reliable risk management plan for how to avoid or handle the risks when they happen. Library insurance is an important aspect of risk management. ….  Read More

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